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Payday Loan Refund

Customers may seek compensation or a refund for a number of reasons. According to research studies, about 30% complaints are about lenders who take out money via a recurring payment. About 20% customers filed complaints that fraudulent loans were taken out in their names. Below are some of the common reasons you may file a complaint about a payday loan lender.

Fraudulent loans

Lenders have to verify a customer’s identity before issuing loans. Unfortunately, the verification is not done very carefully. As a result, many customers end up filing cases that loans were taken out in their names. If this has happened to you, contact the lender right away. If they don’t seem to help you, go to the Financial Ombudsman Service.


As far as calls or text messages goes, it is difficult to decide what is considered harassment. Lenders are not supposed to make a call or send you a message after 8pm; however, if they do, you can sue them.

Recurring payments

Typically, the collection of payday loan repayments is done through CPA. It authorizes the lender to make a request for money to your bank. But they are

Make Online Money Transfer Process Pleasant

Get planning

The secret is that when you have enough time to plan for the transfer, you have increased chances of minimizing costs. Early planning means you will have enough time to compare money transfer platforms and other service providers, especially as far as fees for the transfer are concerned. Comparing also means that you can land offers that can save you a great deal of money with the transaction. It is very cheap and efficient to send money electronically, but it can get even cheaper when you have time to compare and choose the best platform.

Keep an eye on the fees

The amount of funds you intend to send can be eaten up by fees charged for the services. If you are a company sending money, consider sending larger denominations because smaller ones will always be more expensive as per percentage. Think about currency conversion rates that can affect the last amount that the recipient gets. It helps to be up to date with the current exchange rates so that you are sure of getting a fair offer from the transfer company that you choose to use. Verify the exchange rates if you

About Islamic Banking

This banking system is based on the principles of Islamic law, also referred to as Sharia law, and guided by Islamic economics. The two basic principles are the sharing of profit and loss and the prohibition of the collection and payment of interest by lenders and investors. Islamic banks neither charge nor pay interest in a conventional way where the payment of interest is set in advance and viewed as the predetermined price of credit or the reward for money deposited. Islamic law accepts the capital reward for loan providers only on a profit- and loss-sharing basis, working on the principle of variable return connected to the actual productivity and performances of the financed project and the real economy. Another important aspect is its entrepreneurial feature. The system is focused not only on financial expansion but also on physical expansion of economic production and services. In practice, there is a higher concentrated on investment activities such as equity financing, trade financing and real estate investments. Since this system of banking is grounded in Islamic principles, all the undertakings of the banks follow Islamic morals. Therefore, it could be said that financial transactions within Islamic banking are a culturally